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Top 12 Home Buying Tips

Top 12 Home Buying Tips
March 19, 2020 Cyfer
Home buying tips

Buying a property is a significant milestone in any individual’s life. They invest a majority of savings to achieve this prized asset. Stepping into the house is a truly emotional moment that brings in joy of fulfilment of a lifetime dream. There are plenty of queries right from the financing stage, selecting the builder, booking a house, and a lot more. It’s essential to go through the home buying tips and make the right choice for long-term benefits.
Getting ready to purchase your first home or planning to buy your next property, then check out the top 12 home buying tips for a well-rounded purchase,

Analyze your requirements

Are you ready for the hunt? Then start with buying a house checklist. It’s natural to wander between attractive offers; our country has plenty of real estate options with compelling offers and brochures. This can immediately excite anyone, now, sit down and explore the probable options that make perfect sense for your present and future. Whether it’s for self-use or investment, analyze your requirements and make the right choice.

Size of the home

Analyzing the size of a home is one of the most important home inspection tips for buyers. Take into account your family size and opt for the correct number of rooms, if you’re a newly married couple, then consider space for your future. In the case of a nuclear family, you may tend to host outstation guests often. So, go for an extra room for your guests. In case of an investment property, get an optimal space for renting out.

Set your Budget

Planning a proper budget is one of the important first home buyer tips; Calculate the amount of money spent to meet your monthly expenses. Make sure to purchase within your budget that satisfies all your present needs. As a buyer understand the budget plans of the entire family and make the right decision.

Research on the Location

top home buying tips

Selecting the exact location is the right advice for first time home buyers. Get the location proximity to your workplace and all the necessary facilities like education options, entertainment, market place, and so on. The location creates a huge impact on the resale value of your property.

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Loan eligibility

Instead of huge investment, a home loan is a significant tip for new home buyers. A home loan is easily available depending upon the criteria like repayment capacity, income, existing loans, and age of the applicant. Research on better housing loans and make the right choice for your dream home.

Time to possess

As a new home buyer, check for possession time. You can select ready to move homes or buy homes in their construction phase. Ready to move homes are in great demand and usually come with better benefits.

Plan your payment methods

Builders provide varying payment options, while purchasing the property at the construction phase, it’s not necessary to pay the entire amount. You can book the property with a down payment and rest as instalments. In case of strong bank balance and better monthly savings, go for property purchase with your funds or else home loan is a better option.

Research on the Government benefits

The government scheme is significant in our new home requirements checklist; there are special schemes with interest subsidies. Get sufficient knowledge from your finance planners on government schemes.

Better resale value

Understanding the resale value of your property is one of the important home buying tips and tricks, consider the resale value before investing or buying a property. Choosing the right location will enhance future sales.

Stamp duty and registration fee

Stamp duty and the registration fee is a huge expense for the property buyer. While planning the budget, also consider the market value of your property and the stamp duty amount. Check out the rates and charges applicable in your city before an effective purchase.

Familiarize additional cost

Get essential home buying tips from professionals, for a better experience. While working through financial considerations, it’s natural to incur additional charges such as mutation cost or registration cost at the time of purchase.

Make a perfect choice

Once you have a basic idea of requirements and budget plan. It’s easy to select from a plethora of choices. Take your own time and visit the site of each property. Choose the best and wisely opt for the property sold by reputed builders. May these home buying tips support your purchase and enjoy the good living experience for generations.


CJS Haritha takes immense pride to announce ourselves as the best home builders in Kottayam completing more than 100 projects in residential and commercial sectors. Complete client satisfaction and quality customer care are our mantras. Our expertise is in building villas and apartments, interior design, resale and rent and complete home care
Contact us for further information.